Privacy Policy

We have developed a Privacy Policy that guides how SMEBusinessLoan.my (“SME Loan Malaysia”) collect, process, use, disclose, transfer and store your Personal Data. Kindly study this Policy and understand your rights on the matter.

  1. Collection and Use of Personal Data
    Your Personal Data is information that relates directly or indirectly to you, who is identified or identifiable from that information or from that and other information. During the course of your transaction and dealings with SME Loan Malaysia, you may be requested to furnish your Personal Data from time to time. SME Loan Malaysia and its third party service providers may share the Personal Data with each other and use it consistent with this Privacy Policy. They may also combine it with other information to provide and improve SME Loan Malaysia’ products and services.
  2. Personal Data that SME Loan Malaysia may collect
    When you register to become a user of SME Loan Malaysia’ website, we may collect a variety of your Personal Data, which may include your:
    1. Name;
    2. National registration identity card number;
    3. Gender;
    4. Race and religious beliefs;
    5. Postal address;
    6. Telephone number (home, mobile, office);
    7. Email address;
    8. Contact preferences;
    9. Age;
    10. Employer details;
    11. Occupation;
    12. Income;
    13. Mobile line;
    14. Banking needs & preferences;
    15. Insurance needs & preferences
    16. Marital status
    17. Residential status

The list of personal data stated above is not exhaustive and may include other personal data depending on the nature of dealings or transaction.

  • How We Use Your Personal Data

Your Personal Data that we collect allows us: to process the necessary transaction in relation to the relevant matter; to keep you posted on our latest product announcements and upcoming events; to send important notices, emails, lettezrs or text messages, like communications about purchases and changes to our terms, conditions, and policies; to use for internal purposes such as auditing, data analysis, and research to improve our products, services and customer communications;

  • Protection Of Your Personal Data

We take the necessary precautions, both administrative and technical to safeguard your Personal Data against loss, theft, misuse and unauthorised access, disclosure, usage, alternation or destruction.

  • Retention Of Your Personal Data

All your Personal Data collected by us will be retained with us and we shall not keep your Personal Data longer than necessary for the fulfilment of the lawful purposes to which it was obtained for.

  • Access To And Correction Of Your Personal Data

We shall endeavour to make it easy for you to keep your information accurate, complete and up-to-date. You can help us ensure that your contact information and preferences are accurate, complete and up-to-date by contacting SME Loan Malaysia. For other personal information, we make good faith efforts to provide you with access so that you can request we correct the data if it is inaccurate or delete the data if we are not required to retain it by law or for legitimate business purposes. We may decline to process requests that are unreasonably repetitive, require disproportionate technical effort, jeopardize the privacy of others, are extremely impractical, or for which access is not otherwise required by the local law.

  • Changes

We reserve the right to update and amend this policy from time to time. Any material changes will be posted on our website with the updated Privacy Policy.