Service 2

SME Loan (No Collateral Required)

Term Loan is a traditional term loan borrowed from a lender and repay on a regular basis at a fixed rate for a certain period of time.

SME Term Loan is available to SMEs/ SMEs in all economic sectors with a maximum tenure of 7 years. SME Loan is specifically to help SMEs/ SMIs to raise working capital or expansion of production capacity.

Features:

  • Financing Amount: Up to RM 1.5 Million
  • Type of Loan: Term Loan
  • Tenures: Up to 7 years
  • Securities: No Collateral Required

Criteria:

  • The business must be in operation for at least 3 years
  • Annual sales turnover between RM2 Million to RM50 Million
  • Malaysia-owned more than 51% shareholding

Required Documents:
Sdn Bhd (Private Limited)

  1. Latest Audited Financial Statements
  2. Latest 6 Months Business Bank Statement
  3. Form 9 (Certificate of Incorporation) OR Companies Act 2016 – Section 14, 15 & 17
  4. M&A (Memorandum & Article of Association) OR Companies Act 2016 – Section 32
  5. Form 24, 44, 49 OR Companies Act 2016 – Section 78, 46, 58
  6. Photocopy of IC of Directors
  7. Company Profile, Product Catalogue, Certification and Other Relevant Information. (If Any)

Partnership

  1. Form D
  2. Latest Income Tax Return (Form B/BE) & Tax Receipt
  3. Last Complete Financial Statement (Trading / Management Accounts)
  4. Latest 6 Months Business Bank Statement
  5. Photocopy of IC of Directors
  6. Company Profile, Product Catalogue, Certification and Other Relevant Information. (If Any)

Please fill out the form below to check your loan amount eligibility